Borrow smarter. Rates that work for you.

Personal loans ₹50K–₹10L. Rates from 13.5% PA. Apply in 5 minutes with Kira, your AI loan guide.

Check My RateTrack Application
✓ No paperwork✓ Instant decision✓ 100% digital✓ RBI compliant

Live Rates

Today's Rate

Platform rates update twice daily. Your rate depends on your profile, assets, and timing.

Simple Process

How It Works

🔍01

Check your rate

See your personalised indicative rate in seconds. No credit impact.

📋02

Apply with Kira

Kira, your AI guide, walks you through the application in 5 minutes.

💸03

Money in your account

Once approved, funds disbursed directly to your bank account.

💡

Have assets? Get lower rates.

Declare your FD, property, vehicle, or gold to unlock rates as low as 11.5% PA. Verified assets reduce your rate by up to 2% PA.

Declare Assets After Applying

Trusted by Thousands

Numbers that speak

₹247 Cr

disbursed

12,400+

borrowers

4.8★

rating

< 5 min

approval

RBI Registered NBFCDigiLocker PartnerAccount Aggregator256-bit SSL
K

Your AI Loan Guide

Meet Kira

Kira walks you through every step — from choosing your loan amount to getting your money in the bank. Available 24/7, answers in seconds.

"What's my rate?""How much can I borrow?""What documents do I need?"
Chat with Kira

FAQ

Common questions

Ready to check your rate?

Takes 2 minutes. No credit impact. No paperwork.

Get Started Free